Today’s economic environment challenges lenders and borrowers alike (as well as guarantors and other sureties), particularly after interest rates shift, collateral values impair, cash flows change and regulatory requirements tighten. Assets – loans, personal property, real estate and intangibles – already distressed, or in danger of impairment, require special expertise and creative attention to maximize their value. Bob Carpenter has the depth and breadth of experience for such special situations. He demonstrates this experience in negotiated workouts and in Chapter 11 and Chapter 7 bankruptcies.